Now, a New Way to Estimate Next Year’s Tax Refund

(TNS)—Summer will soon be fading out of view and, like it or not, 2019 will move toward a close. So what exactly have you done to withhold more money out of your paycheck to cover that 2019 tax bill? If you need a motivator, the Internal Revenue Service has launched its much-anticipated new Tax Withholding […]

5 Simple Ways to Reduce Your Carbon Footprint

The greenhouse gas emissions we produce are contributing to a glut of carbon dioxide, but that carbon footprint is largely determined by lifestyle choices we make, and scientists tell us we can help improve the atmosphere by making some small but mighty changes. From BlueandGreenTomorrow here are five simple changes to contemplate: Change how you […]

‘Bucket’ Approach to Spending Reduces Stress of Retirement

(TNS)—Anyone retiring in 2019 could understandably be feeling a little skittish. There’s retirement research showing market declines in the first few years can devastate a portfolio’s chances of providing enough income for life, and recent volatility after a nearly decade-long bull market is worrisome. Interest rates moving higher could be a good sign, in theory, […]

The Journey: Changes in Tax Law Lead to Shifts in Giving

Donors gave a record $410 billion to nonprofit causes last year, according to Giving USA Foundation, in part because taxpayers were bunching contributions ahead of this year’s higher standard income tax deduction, experts say. That led to worries that 2018 might be a down year for philanthropy. The higher standard deduction means fewer people will […]

3 Reasons Americans Count on Their Homes After Retirement

Retirees who own their homes outright are often at an advantage over their renting—and retired—counterparts. There are two reasons for this: their housing costs are generally lower, and they have access to safety-net cash in the form of home equity. However, all homeownership is not created equal, explains Russ Thornton, financial advisor at Wealth Care […]

How to Rent or Airbnb Your Home the Smart Way

Some 2,400 miles due west in the Mojave Desert is a multi-colored spectacle, called “Rancho de Colores,” one of the most popular Airbnb listings in Joshua Tree, Calif. The 1,500-square-foot, three-bedroom house, painted in blazing reds, oranges and greens, stands out among the placid chestnut-colored playas of the desert. Popular among Pinterest and Instagram enthusiasts, […]

6 Ways to Save More This Year

Make 2019 the year you take your savings to the next level. Here are six ways to save more this year.  Automate Everything You can’t forget to save if it’s automated. Whether it’s your 401(k) contribution taken pre-tax from your salary or automatic transfers from your checking account into a savings account or money market […]

Move? No Thanks, Homeowners Say

Are you happy in your home, or are you looking to move? If your answer to the first question is yes, you’re in the company of 83 percent of homeowners, according to Zillow’s annual report on Consumer Housing Trends. In fact, 63 percent have no intention of moving, either because they’re content with their current […]

Buying in the Future? Start Saving Today

This Could Take a While With inventory low and prices rebounding, affordability has become one of the foremost housing issues—both for buyers entering the market, and homeowners looking for a new, but practically priced property after selling. According to new research, accumulating enough for a down payment can take over seven years—and even longer in […]

Conditions for Homebuyers Are Improving—Right?

With inventory loosening and prices slowing, buyers’ chances look promising—but as mortgage rates rise, how great are their odds, really? According to recently released research by Zillow, home-buying power is shrinking. In the average scenario, where a buyer earns the median national pay, a buyer could have bought a $393,700 home in January of last […]